Property Records by the Numbers
Every home in Northeast Florida is on a public tax roll. We analyzed 682,441 parcels in Duval, St. Johns, Clay and Nassau counties to show what the records say about home values, who pays less than market value and how tax rates differ by town.
Jump to: look up public records yourself
The four counties at a glance
| County | Parcels | Single-family homes | Median home value | Homes with homestead |
|---|---|---|---|---|
| Duval | 376,053 | 297,171 | $261,072 | 67% |
| St. Johns | 157,881 | 114,363 | $438,842 | 73% |
| Clay | 97,579 | 70,167 | $296,037 | 67% |
| Nassau | 50,928 | 33,248 | $422,912 | 73% |
Value is the county property appraiser's "just value," an estimate of market value for tax purposes. It is not a sale price.
The tax cap: how much value Florida homeowners are not taxed on
Florida's Save Our Homes cap limits how fast a homesteaded home's taxable value can rise. Over time, the taxed value falls behind the market value. Among homes with a homestead exemption:
| County | Homes taxed below market value | Typical gap | Total value not taxed |
|---|---|---|---|
| Duval | 84% | $108,395 | $22.4 billion |
| St. Johns | 78% | $155,542 | $13.9 billion |
| Clay | 83% | $119,036 | $4.9 billion |
| Nassau | 88% | $165,743 | $4.7 billion |
"Typical gap" is the median difference between a home's market value and its capped assessed value. When a home sells, the new owner's assessment resets to market value, so a neighbor who has owned for decades can pay far less on a similar house.
Where homes cost the most and the least
Median home value by ZIP code, for the 52 ZIP codes with at least 300 single-family homes.
Highest
- 32082 Ponte Vedra Beach $957,726
- 32266 Neptune Beach $671,858
- 32081 Ponte Vedra $571,894
- 32080 Saint Augustine $568,172
- 32250 Jacksonville Beach $565,982
- 32034 Fernandina Beach $565,955
- 32259 Saint Johns $457,532
- 32224 Jacksonville $442,669
Lowest
- 32209 Jacksonville $86,767
- 32206 Jacksonville $91,015
- 32254 Jacksonville $109,341
- 32208 Jacksonville $133,208
- 32210 Jacksonville $191,403
- 32211 Jacksonville $211,773
- 32205 Jacksonville $215,055
- 32244 Jacksonville $221,057
Property tax rates by town
Rates are in mills, or dollars per $1,000 of taxable value, and combine school and local taxes. A rate of 17 mills is $1,700 a year on $100,000 of taxable value. Where you live inside a county changes your rate.
| County | Lowest combined rate | Highest combined rate |
|---|---|---|
| Duval | 17.20 mills Urban Services District 3 (Atlantic Beach) |
18.97 mills Urban Services District 5 (Town of Baldwin) |
| St. Johns | 13.46 mills County and most districts (no city or special tax) |
20.85 mills Summer Haven MSTU |
| Clay | 15.25 mills Unincorporated |
19.56 mills Town of Penney Farms |
| Nassau | 14.47 mills Callahan |
17.95 mills Fernandina Beach |
Look up public records yourself
Property, court and official records are public in Florida. These are the official county sites for the four counties we cover. Property appraisers list owners, values, sales and tax bills. Clerks of court keep court cases, deeds, mortgages and other official records.
| County | Property records | Court and official records |
|---|---|---|
| Duval | Duval Property Appraiser search | Duval Clerk of Courts |
| St. Johns | St. Johns Property Appraiser | St. Johns Clerk of Court |
| Clay | Clay Property Appraiser | Clay Clerk of Court |
| Nassau | Nassau Property Appraiser | Nassau Clerk of Court |
Also useful: Florida Sunbiz for business filings, and our restaurant closure list. Some court records require an account or a fee on the clerk's site. Jax Times links to these sites for convenience and does not control them.
Want your own numbers? Look up any address in the four counties for an estimated tax bill.
Sources: county property appraiser rolls for Duval, St. Johns, Clay and Nassau counties, and the 2026 final millage charts. Single-family homes use Florida use code 001. Analysis by Jax Times, last updated Nov. 6, 2026. Also see restaurant closure orders.