What Jacksonville Earns: Median Household Income in Every Duval and St. Johns ZIP Code, From $30,514 to $150,736
San Marco, in Jacksonville's 32207 ZIP code. Photo: PicoOrdinalo / Wikimedia Commons (CC BY-SA 4.0)
The typical household in the city of Jacksonville earns $69,872 a year, a little less than the Florida median of $74,568 and about $10,900 less than the national median.
That's according to the U.S. Census Bureau's latest American Community Survey. But across Northeast Florida, the gap between ZIP codes is enormous. In St. Johns County's 32259 ZIP code, which covers St. Johns, Fruit Cove and Julington Creek, the median household earns $150,736. In Jacksonville's 32209 ZIP code, on the city's northwest side, it's $30,514, about one-fifth as much.
Here's what households earn in every Duval and St. Johns County ZIP code, how the region compares with Florida and the country, and what the numbers mean.
The 10 highest-income ZIP codes
| Rank | ZIP | Area | Median household income |
|---|---|---|---|
| 1 | 32259 | St. Johns, Fruit Cove, Julington Creek | $150,736 |
| 2 | 32095 | Palencia, north St. Augustine area | $136,038 |
| 3 | 32081 | Nocatee | $131,624 |
| 4 | 32092 | World Golf Village area | $131,020 |
| 5 | 32082 | Ponte Vedra Beach | $124,558 |
| 6 | 32266 | Neptune Beach | $119,294 |
| 7 | 32250 | Jacksonville Beach | $117,724 |
| 8 | 32226 | Northside (north of the river) | $110,179 |
| 9 | 32258 | Bartram Park | $102,204 |
| 10 | 32223 | Mandarin | $95,347 |
St. Johns County holds the top five spots. Duval's highest-income ZIP codes are at the beaches: Neptune Beach and Jacksonville Beach. Within the city of Jacksonville itself, 32226 on the Northside and Bartram Park (32258) lead.
The 10 lowest-income ZIP codes
| Rank | ZIP | Area | Median household income |
|---|---|---|---|
| 1 | 32209 | Northwest Jacksonville | $30,514 |
| 2 | 32202 | Downtown | $34,825 |
| 3 | 32254 | Westside | $34,953 |
| 4 | 32206 | Springfield, Eastside | $39,242 |
| 5 | 32208 | Northside | $41,324 |
| 6 | 32211 | Arlington | $57,021 |
| 7 | 32210 | Westside, Ortega | $61,050 |
| 8 | 32277 | Arlington | $61,554 |
| 9 | 32216 | Southside | $61,821 |
| 10 | 32244 | Westside | $62,204 |
Excluding 32212 (Naval Air Station Jacksonville), which has fewer than 200 households.
Five ZIP codes have medians under $42,000, all in the urban core and the north and west sides of Jacksonville. In 32209, nearly 4 in 10 residents (38.6%) live below the poverty line.
Every Duval County ZIP code
| ZIP | Area | Median household income | Households | Poverty rate |
|---|---|---|---|---|
| 32266 | Neptune Beach | $119,294 | 3,229 | 3.1% |
| 32250 | Jacksonville Beach | $117,724 | 12,965 | 5.8% |
| 32226 | Northside | $110,179 | 7,444 | 6.4% |
| 32258 | Bartram Park | $102,204 | 15,897 | 7.9% |
| 32223 | Mandarin | $95,347 | 10,478 | 6.3% |
| 32225 | Arlington, Fort Caroline | $90,559 | 22,102 | 8.0% |
| 32233 | Atlantic Beach | $89,185 | 10,203 | 9.8% |
| 32224 | Southside, Intracoastal West | $88,259 | 16,195 | 10.9% |
| 32234 | Baldwin | $87,331 | 3,272 | 3.9% |
| 32227 | Naval Station Mayport | $85,833 | 602 | 8.5% |
| 32222 | Westside | $85,649 | 7,357 | 5.9% |
| 32221 | Westside | $82,969 | 11,390 | 8.2% |
| 32220 | Westside | $81,792 | 4,872 | 10.9% |
| 32246 | Southside | $80,963 | 24,961 | 11.6% |
| 32257 | Mandarin | $75,780 | 17,833 | 11.4% |
| 32217 | San Jose | $73,832 | 8,634 | 11.2% |
| 32256 | Baymeadows, Deerwood | $73,570 | 27,886 | 9.5% |
| 32219 | Northwest | $72,184 | 5,537 | 9.5% |
| 32218 | Northside | $69,638 | 26,386 | 11.1% |
| 32207 | San Marco | $65,234 | 16,791 | 13.0% |
| 32204 | Riverside, Brooklyn | $65,063 | 5,119 | 19.6% |
| 32205 | Riverside, Avondale, Murray Hill | $64,789 | 14,406 | 15.6% |
| 32244 | Westside | $62,204 | 25,060 | 16.2% |
| 32216 | Southside | $61,821 | 18,703 | 17.5% |
| 32277 | Arlington | $61,554 | 13,130 | 18.7% |
| 32210 | Westside, Ortega | $61,050 | 26,775 | 16.6% |
| 32211 | Arlington | $57,021 | 14,063 | 22.9% |
| 32212 | NAS Jacksonville | $51,422 | 191 | 21.8% |
| 32208 | Northside | $41,324 | 13,328 | 28.4% |
| 32206 | Springfield, Eastside | $39,242 | 7,282 | 32.5% |
| 32254 | Westside | $34,953 | 5,421 | 34.0% |
| 32202 | Downtown | $34,825 | 2,235 | 39.9% |
| 32209 | Northwest | $30,514 | 14,465 | 38.6% |
Every St. Johns County ZIP code
| ZIP | Area | Median household income | Households | Poverty rate |
|---|---|---|---|---|
| 32259 | St. Johns, Fruit Cove, Julington Creek | $150,736 | 23,885 | 2.8% |
| 32095 | Palencia, north St. Augustine area | $136,038 | 7,302 | 7.5% |
| 32081 | Nocatee | $131,624 | 10,657 | 5.7% |
| 32092 | World Golf Village area | $131,020 | 18,425 | 5.4% |
| 32082 | Ponte Vedra Beach | $124,558 | 13,138 | 4.4% |
| 32080 | St. Augustine Beach, Anastasia Island | $92,531 | 10,266 | 7.9% |
| 32086 | St. Augustine (south) | $76,512 | 14,374 | 7.1% |
| 32145 | Hastings | $75,557 | 2,165 | 14.7% |
| 32084 | St. Augustine | $73,837 | 15,231 | 15.0% |
Area names are general; ZIP code lines don't follow neighborhood lines exactly, and some ZIP codes cross county lines.
How Jacksonville compares
| Place | Median household income | Poverty rate |
|---|---|---|
| St. Johns County | $109,839 | 6.5% |
| Nassau County | $89,804 | 9.7% |
| Clay County | $87,820 | 9.2% |
| United States | $80,734 | 12.5% |
| Jacksonville metro area | $79,643 | 11.8% |
| St. Augustine (city) | $78,151 | 14.1% |
| Florida | $74,568 | 12.6% |
| Duval County | $71,277 | 14.1% |
| Jacksonville (city) | $69,872 | 14.5% |
The suburbs out-earn the city. St. Johns, Clay and Nassau counties all have higher median incomes than Duval, and the Jacksonville metro area as a whole ($79,643) comes in about $9,800 above the city.
The full picture: how many households earn what
| Household income | Jacksonville | St. Johns County | Florida | U.S. |
|---|---|---|---|---|
| Under $25,000 | 16.7% | 8.8% | 15.0% | 14.6% |
| $100,000 or more | 33.2% | 54.2% | 36.7% | 40.5% |
| $200,000 or more | 8.1% | 22.7% | 11.0% | 13.4% |
About 1 in 3 Jacksonville households earns $100,000 or more, about 131,000 households. In St. Johns County, it's more than half, and more than 1 in 5 St. Johns households earns $200,000 or more.
Income by age in Jacksonville
| Age of householder | Jacksonville | U.S. |
|---|---|---|
| Under 25 | $45,458 | $45,332 |
| 25 to 44 | $74,376 | $90,756 |
| 45 to 64 | $82,534 | $97,843 |
| 65 and older | $52,387 | $58,390 |
Young Jacksonville households earn about the same as young households nationally, but the gap opens up by middle age: the typical Jacksonville household headed by someone 45 to 64 earns about $15,300 less than its national counterpart.
Income by race and ethnicity in Jacksonville
| Householder | Jacksonville | U.S. |
|---|---|---|
| White, not Hispanic | $79,700 | $86,872 |
| Hispanic or Latino (any race) | $65,431 | $71,415 |
| Black | $51,800 | $55,157 |
The typical Black household in Jacksonville earns about 65 cents for every dollar earned by the typical white, non-Hispanic household, close to the national figure of about 63 cents.
Other ways to measure income in Jacksonville
| Measure | Jacksonville | Duval County | St. Johns County |
|---|---|---|---|
| Median household income | $69,872 | $71,277 | $109,839 |
| Median family income | $85,182 | $87,532 | $134,118 |
| Per capita income | $38,879 | $40,568 | $57,346 |
A "household" includes people living alone or with roommates; a "family" is two or more related people living together. Families tend to have more earners, so the typical Jacksonville family earns about $15,300 more than the typical household.
How to read these numbers
- They're five-year averages. The Census Bureau combines five years of survey answers (2020 through 2024) to report on small areas like ZIP codes, adjusted to 2024 dollars.
- Small ZIP codes have big margins of error. Downtown's 32202 has a margin of error of about plus or minus $15,900; big ZIP codes like 32210 are within about $2,800.
- The city vs. the county: The city of Jacksonville covers nearly all of Duval County, but not Jacksonville Beach, Atlantic Beach, Neptune Beach or Baldwin. That's why the beach ZIP codes count toward Duval but not the city.
- Military ZIP codes are unusual. NAS Jacksonville (32212) and Naval Station Mayport (32227) have few households because many service members live in barracks, which the Census Bureau counts separately.
Where to find help
- Free tax filing: The IRS Volunteer Income Tax Assistance (VITA) program offers free tax prep for people who generally earn $69,000 or less. Find a site at irs.gov/vita.
- Benefits: Florida's ACCESS portal (myflorida.com/accessflorida) handles applications for SNAP food assistance, Medicaid and cash assistance.
- Unclaimed money: Florida is holding about $3 billion in unclaimed money. Our guide shows how to search for free.
Where does your ZIP code land? Tell us in the comments whether the number matches what you see in your neighborhood.
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates (via Census Reporter)
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